Author: Ryan_Wong

Every parent wants the best for their child, which includes providing the best healthcare for them when they’re sick. However, not all families are able to afford the best. This is why we need insurance to help supplement the costs of treatment. In this article we will be exploring your options and discover which option is the best for you.​How important is insurance for your baby?You may be unsure if your baby needs an insurance at such a young age, since they are still healthy. However, there is no better time to buy insurance for your child as firstly, children qualify for full insurance coverage without exclusions. Since insurance does not cover any ailments prior to purchase, getting full coverage is easy since your baby does not yet have a medical record. Secondly, there will be very low premiums, this is mainly due to babies having a clean bill of health and are considered as low risk cases by the insurance companies. Option 1: Prenatal insurancePrenatal insurance insures both the mother and child throughout pregnancy, during and after childbirth.  Prenatal insurance can cover a wide range of complications during pregnancy, and congenital illness for babies. A one-time pay-out of up to $10000 and up to a $200 daily coverage of hospitalisation bills can make a significant difference during any complications, especially for less financially stable families. Prenatal insurance can start from $300. Option 2: Health InsuranceHealth insurance covers medical costs such as hospitalisation, surgery, critical illnesses, and personal accidents. And can cost anything from $60 to $500 annually, and can be perfect to help subsidise any costs for your child’s medical needs. Option 3: Life InsuranceLife insurance is a sum of money paid out during death or permanent disability. It is extremely important for those who are the main source of income of the family. For life insurance, you can choose between term or whole life insurance. Though cheaper, term insurance only offers a coverage for a certain number of years. And if you purchase a new plan, it counts any existing ailments as pre-existing conditions and they will not be covered. On the other hand, whole life insurance may have a way higher premium, but it covers them for life and pay-outs will be given to their beneficiaries should anything happen to them. The main reason to purchase whole life insurance for your baby is due to the fact that they will have lower premiums due to how young they are. Whole life insurances can cost as low as $660 to as high as $2400 annually.

Caring for a baby can be a challenge, doubly so if it is your first time. However, worry not, for we are here to help. We have compiled a list of common worries and their solutions to better help you through your journey as a new parent.Concern 1: How often do I change my baby’s diaper?You will need to frequently change your baby’s diaper in order to prevent diaper rashes, however, you do not need to do it every time your baby pee. It is recommended to do so once every 2 to 3 hours, with the only exception being when your baby has a bowel movement. It is also important to keep your baby clean and dry when you change their diapers as they have sensitive skin. Concern 2: Why is my baby crying so much?Babies tend to cry a lot, and for many different reasons. Knowing why your baby is crying is the first step to helping them stop. Reasons for your baby cry includes:Gas painsTry burping your baby.LonelinessSpend more time with your babyTry wearing your baby around with a harnessHungerPay more attention to your baby, your baby will most likely have certain patterns when they are hungry, understanding them will be very useful.Dirty diapersThis are usually very obvious, and easy to fix, just change your baby’s diapers and they should stop cryingTirednessEnsure your baby gets plenty of sleep and are given a comfortable environment where they are able to fall asleep easily. Concern 3: How do I know if my baby is eating enough?More often than not, new parents will be worried that their babies aren’t eating enough and that their growth is getting impacted. The most reliable way to make sure your baby is eating enough is to ensure they’re growing properly. Your doctor will usually go through this during your baby’s check-ups. Concern 4: When will my baby start sleeping the whole night?Babies aren’t typically ready to sleep through the night until around 12-14 weeks old. However, even if your baby isn’t ready to get a full night’s rest by then it is not too serious of a concern as every baby develops differently and some can take as much as 5 months before they are ready. If you are still worried about your baby not sleeping through the night, you can take them to a paediatrician to get your baby checked.

When comparing between public hospitals for baby delivery, 3 factors come to mind, Cost, Amenities, and Specialization. In this article we will be exploring our options and will be giving recommendations based on the 3 factors.Cheapest Hospital for Baby Delivery: National University HospitalAt as low as $675 for ward C delivery, NUH is the cheapest of the 3 public hospitals. With specialities in high-risk obstetrics and being the expert in pregnancy complications, you will be in good hands if any complications happen during delivery. Costs for deliver can range from $675 to $1000 for ward C, $900 to $1300 for ward B2, $2600 to $3500 for ward B, and $4200 to $5700 for ward A. Best Amenities: Singapore General HospitalWith gourmet food options, floral delivery suites, SGH is one most the most comfortable hospitals for baby delivery. Costs for delivery can range from $970 to $1400 for ward C, $1200 to $1900 for ward B2, $2700 to $4000 for ward B, and $3500 to $5500 for ward A. Best Specialization: KK Women’s and Children’s Hospital As its name suggest, KKH specializes in caring for women and children. Furthermore, they hold the largest quantity of deliveries in Singapore per year. Delivering from 30-35 babies a day, KKH also offers post-natal advice. Costs for delivery can range from $950 to $1500 for ward C, $1400 to $2300 for ward B2, $2900 to $4100 for ward B, and $4200 to $5800 for ward A.Sources : ​https://www.kkh.com.sg/

Best baby diapersDiapers are one of the most important products for parents, one that you could end up using in the thousands every year. As such, it is essential to purchase the best most reliable brands. In this guide, we will be giving you our top 3 baby diapers. 1 – Huggies+Affordable+Large easy grip tab+Extra absorbent layer+More effective protection against leaks compared to other brands-Less size options compared to other brands-Can be less absorbent than some other brands even with extra absorbent layer 2 – Pampers+Efficient absorption without many bulky layer+More size options compared to most brands+Easy adjustment for best fit+Wetness indicator built in+Comfortable+Prevents leaks-Expensive-Smaller grip tabs3 – Drypers+Efficient at absorbing liquid+Efficient leak prevention+Offers larger size for larger babies+Smooth on skin-Can be uncomfortable as it can get quite warm-Thicker than other brands 4 – Merries+Soft and breathable materials+Snug fit with flexible waistband+Good at absorbing liquid+Prevents rashes+Built in wetness indicator-Waistband may leave marks on skin-Unsuitable for overnight use 5 – Pee-ka-poo+Absorbs liquid efficiently+Soft, breathable materials for maximum comfort+Excellent leak prevention+Not bulky-Expensive6 – MamyPoko+Leak prevention design+Comfortable fit+Soft materials+Affordable-Cases of leaks during nights-Requires more frequent changing 7 – Beaba+Honeycomb structure for maximum airflow+Built in wetness indicator+Leak presentation on sides and back+Large variety of designs+Larger sizes available for larger babies-Requires frequent changing 8 – Offspring+Natural biodegradable materials+Lightweight+Cool on skin+Thinner than competitors+More size option than other brands-Less absorbent than other brands-Material is not as soft as other brands 9 – Genki+Highly absorbent+Soft+Less marks on skin thanks to gentle elastic band+Prevents leaks-Bulkier-Less attractive 10 – Nomieo+Lightweight+Breathable+Designed for minimal skin contact+Leak prevention on sides and back+Less marks on skin thanks to gentle elastic band-Less size options-Slower liquid absorption

​New Parent ChecklistWhen expecting a baby for the first time, one may not know what they need and will end up either not having everything they need or buying more than they need. Fortunately, we have complied a checklist to help you ensure you have everything you need. FeedingNatural Feeding ChecklistBibs☐Burp Clothes☐Breast Pump☐Milk Storage☐Nursing Pillow☐Nursing Bra☐Breast Pad☐LotionFormula Feeding Checklist☐Bibs☐Cloths☐Bottle and Nipple Brush☐Formula Milk☐Thermal Flask DiapersRe-Usable☐Cloth or Re-Usable Diapers☐8 Waterproof Covers☐Changing Pad☐Baby Ointment☐Snaps, Velcro or Safety Pins☐Disposable WipesDisposable☐Two boxes of diapers (Do not overbuy and your baby grows)☐Changing Pad☐Baby Ointment☐Disposable WipesClothing☐8 Undershirts / Onesies☐5 Nightgowns☐8 One-piece stretchy sleepers☐5 Pairs of pants☐2 new-born hats☐8 Pairs of Socks☐2 Pairs of scratch mittens☐2 Cardigans or Jackets☐Laundry Detergent for Babies Blankets☐3 Large Cotton Blankets☐8 Receiving BlanketsBathing☐Infant Tub☐12 Washcloths☐Baby Soap☐Baby Soft-Bristled Hair Brush☐3 Soft-Hooded towelsBeddingCrib☐Approved crib and crib mattress☐3 waterproof mattress covers☐4 fitted crib sheets☐4 light blankets that fit in the crib☐Sleep sackCo-Sleeping☐Firm mattress☐4 fitted cribsheets☐3 waterproof pads☐Light comforter☐Sleep sack Others☐Car Seat☐Stroller☐Nail Clipper☐Bulb Syringe☐Baby Thermometer☐Eye Dropper☐Medical spoon☐Medication☐Baby MonitorOptional☐Changing Table☐Playpen☐Sling or Baby Carrier☐Diaper Bag☐Change Pad☐Plastic Hanger☐Pacifiers☐Rattles☐Baby Toys☐Night Lights